PPF Calculator — Public Provident Fund Maturity

See how a yearly PPF deposit grows over 15 years and optional 5-year extensions, with a year-by-year table.

Free, with no sign-up and no watermark. The file is processed in your browser and never uploaded.

See how a yearly PPF deposit grows over the 15-year term, and over optional 5-year extensions with or without fresh deposits. The interest rate is editable because the government revises it every quarter.

Step by step

  1. Enter the yearly deposit: Between ₹500 and ₹1,50,000 per financial year.
  2. Check the rate: Enter the current PPF rate.
  3. Choose extensions: Extend by 5-year blocks and choose whether you keep depositing.

Handy for

Long-term saving

Plan a tax-free corpus.

Section 80C planning

See the growth of your yearly 80C deposit.

Child's future

Project a PPF opened for a child.

Retirement

Compare extending with and without deposits.

Good to know

  • Deposit before 5 April each year to earn interest for the whole year.

Questions

Is the rate fixed for 15 years?

No. The government announces it every quarter, so the actual maturity value will differ.

Are my photos or numbers uploaded anywhere?

No. Everything is processed by JavaScript in your browser tab — photos, signatures and the figures you type never leave your device.

Further reading

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